Enjoy the ride

Specialist cycle insurance

  • Over 25 years protecting UK cyclists
  • Trusted by over 750,000 people*
  • Specialist cover for commuters, ebike owners, trail riders & more.

Total of all policyholders for all Guardcover products since 2005.

  • All claims handled by our friendly UK team
  • Optional £5million public liability cover
  • Optional £25,000 personal injury cover
Take a look at some of our reviews here

Specialist bike insurance from cycleGuard

Insurance for bikes, eBikes and cycling accessories

At cycleGuard, we’ve been protecting cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the home, away from the home and much more. We’ll even include our multi-bike discount when you add multiple bikes to your policy. 

What’s covered with cycleGuard?

The benefits of cycle insurance from cycleGuard

Whichever type of bicycle you ride, we can help provide the cover you need. Our bike insurance includes cover for theft and accidental damage, as well as vandalism, fire and flood damage as standard whether inside the home or away from your home, as well as:

Which Types of Bikes Do we Insure?

Insurance designed to meet the varied needs of cyclists

specialist insurance for bicycles and accessories

What does a cycleGuard policy cover?

We all try to keep our bikes in the best possible shape, but what happens when you suffer a prang on your way to work or your bike is stolen while it’s locked away? Our bicycle insurance protects cyclists with a range of different covers as standard. So, why not take these policy benefits out for a spin?

  • £100,000 Legal Expenses Cover

    How can we help if you're involved in an accident?

  • £2,500 Accessories Cover

    Want to cover your cycling equipment?

  • New for Old Cover

    If the worst happens, why should you lose out?

  • Cycle Rescue

    Have you broken down while out on your bike?

  • Replacement Bike Hire

    Is your bike out of action?

The optional benefits of cycle insurance from cycleGuard

Want to extend your cover?

  • Optional £5m Public Liability

    What happens if you're involved in an incident?

  • Optional Global Travel

    30 days of EU travel cover not enough?

  • Optional Personal Injury

    Suffered an injury while out on your bike?

  • Optional Race and Compete

    Got a triathlon or sportive coming up?

Insurance for bikes from cycleguard

Insurance for leisure, commuter and sports cycling

It doesn’t matter how often you ride, or which kind of bike you own, you could be protected by cycleGuard.

  • Commuters

    Cover to protect you on the way to work

  • Leisure

    Sometimes you just need to take it easy

  • Sports and Competition

    Cover designed to get the best out of the racer in you

  • Triathlon

    Specialist triathlon insurance

  • Students

    Protect your bike away from home

Commuter Cycling Insurance

Great protection for commuter cyclists

  • £100,000 Legal Expenses Cover

    How can we help if you're involved in an accident?

  • Accidental Damage

    If you’ve hit a pothole or taken that corner just a little too hard

  • Multi-bike Discount

    The more bikes you insure, the more you save

  • Optional Personal Injury

    Sometimes accidents do happen

Triathlon bike Insurance

Specialist insurance for triathletes

  • £2,500 Accessories Cover

    Triathlon equipment doesn’t come cheap

  • In-Vehicle Cover

    Protect your bike while it’s in your car

  • Optional Race and Compete

    Get extra protection for your upcoming triathlon

Making a claim with cycleGuard

We’ve made making a claim so easy

If you've suffered damage to or theft of your bike, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back out cycling again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.

1. Call the police

If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.

2. Contact our claims team

Contact our in-house UK team to make your claim.

You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk

3. Make your claim

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.

cycleGuard customers say this...

We pride ourselves on delivering a personal service to every cyclist that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.

Read our latest articles and guides

Whether you're a road racer, trail rider, or commuter, our articles and guides might just be what you've been looking for! So take a look through our handy cycling material, to help find exactly what you're looking for in the world of cycling.