Saving Says UK – Terms & Conditions

1. Agreement to Terms

These Terms & Conditions (“Terms”) set out the agreement between you (“you”, “user”, or “visitor”) and Saving Says UK (“Company”, “we”, “us”, or “our”) regarding your use of our website, https://savingsays.co.uk (the “Site”) and any associated services, tools, or platforms we operate.

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree, you must discontinue using the Site immediately.

We may update or modify these Terms from time to time. Updated Terms will be posted on this page, and your continued use of the Site will be taken as acceptance of the revised Terms.

2. Intellectual Property Rights

Unless otherwise stated, all intellectual property rights in the Site and its content — including text, graphics, images, logos, software, and databases — are owned by or licensed to us and are protected under UK copyright, trademark, and related laws.

You are granted a limited, non-exclusive, non-transferable licence to use the Site for personal, non-commercial purposes only. You must not:

• Copy, reproduce, or distribute our content without permission.
• Use any part of the Site for commercial purposes without a written agreement.
• Alter or remove copyright or proprietary notices.

3. User Representations

By using the Site, you confirm that:

• All registration and personal information provided is true and accurate.
• You have the legal capacity to agree to these Terms.
• You are at least 18 years of age or have parental/guardian consent.
• You will not use the Site for unlawful or unauthorised purposes.
• You will comply with all applicable laws in England, Wales, Scotland, and Northern Ireland.
• You will not use automated tools, bots, or scripts to access the Site without permission.

4. User Registration

Certain features of the Site may require you to create an account. You agree to:

• Keep your username and password confidential.
• Take responsibility for all activity carried out under your account.
• Notify us immediately if you suspect unauthorised access.

We reserve the right to remove, reclaim, or change a username if it is deemed inappropriate or misleading.

5. Prohibited Activities

You must not:

• Engage in data scraping, mining, or harvesting without consent.
• Upload malicious code, viruses, or harmful files.
• Bypass security measures or access restricted areas.
• Harass, threaten, or abuse other users.
• Post unlawful, defamatory, or obscene content.
• Use the Site to promote unauthorised commercial activity.

6. User-Generated Contributions

When you submit reviews, comments, or other content to the Site (“Contributions”), you:

• Grant us a worldwide, royalty-free licence to use, store, reproduce, and display your content.
• Confirm that your Contributions are accurate, lawful, and do not infringe on any third-party rights.
• Accept that we may remove or edit your Contributions at our discretion.

7. Contribution Licence

While you retain ownership of your Contributions, you grant Saving Says UK the right to use them for promotional, marketing, and operational purposes in any media format, without requiring further consent from you.

8. Guidelines for Reviews

Reviews must:

• Be based on genuine personal experience.
• Avoid offensive, discriminatory, or unlawful language.
• Not be used to promote unrelated products or services.

We reserve the right to moderate or remove any reviews that breach these guidelines.

9. Mobile Application Licence

If you access our services through a mobile application:

• You are granted a limited licence to use the app for personal purposes.
• You must not reverse-engineer, modify, or distribute the app without permission.
• Your use is subject to the terms of the app store provider (e.g., Apple App Store, Google Play).

10. Social Media

The Site may allow linking or integration with social media platforms. By enabling these features, you authorise us to access certain content and information from your social accounts, subject to your privacy settings.

11. Submissions

Any feedback, ideas, or suggestions you submit to us (“Submissions”) will become our property, and we may use them without obligation to acknowledge or compensate you.

12. Third-Party Websites & Content

Our Site may include links to external websites. We do not control or endorse the content of these third-party sites and are not responsible for their accuracy, legality, or practices. You should review their terms and privacy policies before engaging with them.

13. Advertisers

The Site may display third-party advertising. Advertisers are solely responsible for the accuracy and legality of their content, and any transactions are strictly between you and the advertiser.

14. Site Management

We reserve the right to:

• Monitor the Site for breaches of these Terms.
• Restrict or suspend access to the Site where necessary.
• Remove content deemed inappropriate or unlawful.

15. Privacy Policy

Your privacy is important to us. Our Privacy Policy, available at https://savingsays.co.uk/privacy-policy, explains how we collect, use, and safeguard your information in line with UK GDPR and the Data Protection Act 2018. By using the Site, you consent to our handling of your data as described in the Privacy Policy.

16. Copyright Infringements

If you believe any content on the Site infringes your copyright, please notify us in writing with the following details:

• Your contact information.
• A description of the copyrighted work you claim has been infringed.
• The exact URL or location of the alleged infringing content.
• A signed statement confirming that the information you’ve provided is accurate and that you are the rights holder or authorised to act on their behalf.

We will take appropriate action in line with UK intellectual property laws.

17. Term & Termination

These Terms remain in effect for as long as you use the Site. We may suspend or terminate your access immediately if you:

• Breach these Terms.
• Engage in fraudulent or illegal activity.
• Misuse the Site or harm our operations.

Upon termination, your right to use the Site will end, but certain obligations (such as licences granted and limitations of liability) will survive termination.

18. Modifications & Interruptions

We may change, update, or discontinue any part of the Site without notice. While we aim to maintain uptime, we do not guarantee that the Site will be available without interruption, and we are not liable for downtime caused by technical issues, maintenance, or circumstances beyond our control.

19. Governing Law

These Terms are governed by and interpreted under the laws of England and Wales. You agree that the courts of England and Wales will have exclusive jurisdiction over any disputes relating to these Terms.

20. Dispute Resolution

We aim to resolve disputes amicably. If you have a concern, please contact us before taking legal action. If a resolution cannot be reached, disputes will be handled through the courts of England and Wales.

21. Corrections

While we work hard to ensure accuracy, the Site may contain errors, including typographical mistakes, outdated information, or inaccuracies in promotions. We reserve the right to correct any errors without prior notice.

22. Disclaimer

The Site and its content are provided “as is” without warranties of any kind. We make no guarantees regarding the accuracy, completeness, or reliability of information on the Site, and your use is at your own risk.

23. Limitations of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, including lost profits, data loss, or business interruptions.

24. Indemnification

You agree to indemnify and hold harmless Saving Says UK, its affiliates, employees, and partners from any claims, liabilities, or expenses (including legal fees) arising from:

• Your use of the Site.
• Your breach of these Terms.
• Any violation of laws or third-party rights by you.

25. User Data

We will maintain certain data you submit for operational purposes. While we use industry-standard measures to protect your data, you acknowledge that no system is completely secure, and you transmit information at your own risk.

26. Electronic Communications, Transactions & Signatures

By visiting the Site or communicating with us electronically, you consent to receive communications from us in electronic form (e.g., email, on-site messages). You agree that such communications satisfy any legal requirement for written correspondence.

27. Contact Us

For questions about these Terms & Conditions, please contact us:
📧 Email: info(at)savingsays(dot)co(dot)uk